Payday Loans in Contra Costa County, California
Contra Costa County is home to roughly 1,127,158 residents across the 24 cities we serve. The statewide playbook applies at every counter here: borrow at most $300, pay at most 15% in fees, repay within 31 days.
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Household income in Contra Costa County runs about 36% above the typical California city, so a $255 cash advance is more often a bridge than a lifeline here.
Cost snapshot for Contra Costa County
| You borrow | Fee (14 days) | Total due (14d) | APR (14d) |
|---|---|---|---|
| $100 | $15 | $115 | 391% |
| $200 | $30 | $230 | 391% |
| $255 | $38.25 | $293.25 | 391% |
| $300 | $45 | $345 | 391% |
Cities in Contra Costa County
Major cities
- Concord
- Antioch
- Richmond
- Mountain View
- San Ramon
- Pittsburg
- Walnut Creek
- Brentwood
- Danville
- Oakley
- Martinez
- Pleasant Hill
- El Cerrito
- San Pablo
Smaller communities
Tribal loans in Contra Costa County
Need more than the $300 state cap allows? Tribal installment lenders serve Contra Costa County online — see the real biweekly math and the risks before signing:
- Tribal loans in Concord
- Tribal loans in Antioch
- Tribal loans in Richmond
- Tribal loans in Mountain View
- Tribal loans in San Ramon
- Tribal loans in Pittsburg
- Tribal loans in Walnut Creek
- Tribal loans in Brentwood
- Tribal loans in Danville
- Tribal loans in Oakley
- Tribal loans in Martinez
- Tribal loans in Pleasant Hill
- Tribal loans in El Cerrito
- Tribal loans in San Pablo
- Tribal loans in El Sobrante
- Tribal loans in Lafayette
- Tribal loans in Hercules
- Tribal loans in Bay Point
- Tribal loans in Orinda
- Tribal loans in Pinole
- Tribal loans in Moraga
- Tribal loans in Alamo
- Tribal loans in Discovery Bay
- Tribal loans in Clayton
- How tribal loans work →
Nearby counties
Contra Costa County FAQ
Are payday loans legal in Contra Costa County?
Yes — Contra Costa County follows California's Deferred Deposit Transaction Law (Cal. Fin. Code § 23000 et seq.), which legalizes payday lending statewide with a $300 cap and 15% maximum fee.
Who regulates payday lenders in Contra Costa County?
The California Department of Financial Protection and Innovation (DFPI), regardless of county. Verify any lender at dfpi.ca.gov before signing.
Can I borrow more than $300 in Contra Costa County?
Not as a payday loan. The $300 cap is uniform across California. Larger needs call for an installment loan — which uses a different (and separately regulated) statute.
Ready to compare offers in Contra Costa County?
See what lenders in our network can offer you — checking rates won't affect your credit score. Statewide rules apply in Contra Costa County: $300 max, 15% fee, no rollovers.
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