Payday Loans in San Bernardino County, California
San Bernardino County is home to roughly 1,909,520 residents across the 28 cities we serve. The statewide playbook applies at every counter here: borrow at most $300, pay at most 15% in fees, repay within 31 days.
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Household income in San Bernardino County sits about 10% below the typical California city — the flat 15% fee claims a larger share of a local paycheck.
Cost snapshot for San Bernardino County
| You borrow | Fee (14 days) | Total due (14d) | APR (14d) |
|---|---|---|---|
| $100 | $15 | $115 | 391% |
| $200 | $30 | $230 | 391% |
| $255 | $38.25 | $293.25 | 391% |
| $300 | $45 | $345 | 391% |
Cities in San Bernardino County
Major cities
- San Bernardino
- Fontana
- Rancho Cucamonga
- Ontario
- Victorville
- Rialto
- Hesperia
- Chino
- Chino Hills
- Upland
- Apple Valley
- Redlands
- Highland
- Colton
- Yucaipa
- Montclair
- Adelanto
Smaller communities
- Twentynine Palms
- Bloomington
- Loma Linda
- Barstow
- Yucca Valley
- Phelan
- Big Bear City
- Grand Terrace
- Muscoy
- Lake Arrowhead
- Oak Hills
Tribal loans in San Bernardino County
Need more than the $300 state cap allows? Tribal installment lenders serve San Bernardino County online — see the real biweekly math and the risks before signing:
- Tribal loans in San Bernardino
- Tribal loans in Fontana
- Tribal loans in Rancho Cucamonga
- Tribal loans in Ontario
- Tribal loans in Victorville
- Tribal loans in Rialto
- Tribal loans in Hesperia
- Tribal loans in Chino
- Tribal loans in Chino Hills
- Tribal loans in Upland
- Tribal loans in Apple Valley
- Tribal loans in Redlands
- Tribal loans in Highland
- Tribal loans in Colton
- Tribal loans in Yucaipa
- Tribal loans in Montclair
- Tribal loans in Adelanto
- Tribal loans in Twentynine Palms
- Tribal loans in Bloomington
- Tribal loans in Loma Linda
- Tribal loans in Barstow
- Tribal loans in Yucca Valley
- Tribal loans in Phelan
- Tribal loans in Big Bear City
- Tribal loans in Grand Terrace
- Tribal loans in Muscoy
- Tribal loans in Lake Arrowhead
- Tribal loans in Oak Hills
- How tribal loans work →
Nearby counties
San Bernardino County FAQ
Are payday loans legal in San Bernardino County?
Yes — San Bernardino County follows California's Deferred Deposit Transaction Law (Cal. Fin. Code § 23000 et seq.), which legalizes payday lending statewide with a $300 cap and 15% maximum fee.
Who regulates payday lenders in San Bernardino County?
The California Department of Financial Protection and Innovation (DFPI), regardless of county. Verify any lender at dfpi.ca.gov before signing.
Can I borrow more than $300 in San Bernardino County?
Not as a payday loan. The $300 cap is uniform across California. Larger needs call for an installment loan — which uses a different (and separately regulated) statute.
Ready to compare offers in San Bernardino County?
See what lenders in our network can offer you — checking rates won't affect your credit score. Statewide rules apply in San Bernardino County: $300 max, 15% fee, no rollovers.
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